Financial Education and your Personal Finance


Financial education is increasingly important, and not just for investors. It is becoming essential for the average family trying to decide how to balance its budget, buy a home, fund the children’s education and ensure an income

Learn More Here!

Learn More Here!

when the parents retire. This is of the utmost importance in the modern world. With increasing risks and hardships, life is tougher than ever and you need to have the perfect decisions about your financial matters.  Let’s talk about how we can achieve that goal in a training webinar.

But first, let’s see what the current condition is. To start off, the average family’s debt, has increased in staggering amounts. Plus, saving habits have increasingly deteriorated and people save a lot less than they did back in the 90’s.Moreover, one of the most troublesome thing to encounter, is retirement.

     Retirement Planning

What’s happening today is the worse that could; no retirement plan. One out of four people have no retirement plan. Of those that do, the average 20-50-year-old person in the U.S. has less than $25,000 in their retirement plan. In the credit meltdown of 2008, investors and retirees lost $6.9 trillion. Regrettably, less than 17% of those investors actually knew how, or were advised, to move their funds to protect their assets.

What all of this basically means is that in the modern age, we are not taking this problem seriously. The thing is, it is long term, and its effects cannot be reversed. Most people do not realize this and end up making the mistakes listed above and even more.

Suppose you are an 18 year old who is living his life in comfort. Suddenly, and tragically, your parent who is providing the family with everything faces an accident or even death. The unexpected medical emergency or death of a contributing spouse or parent has led to foreclosures, bankruptcies, ruined credit scores and a disruption in the quality of life of families. Thus, it is way better, to plan ahead and save what you could lose.

So what to do now? It seems simple, yet it isn’t. You take responsibility. It is a parent’s duty to overcome this task and create a stable life for oneself and one’s own family while also thinking about their children’s future and ensuring that you leave them with something once you die. But how can individual workers or parents be expected to weigh the risks and make responsible choices in an ever more sophisticated financial market? That’s where financial education comes in.

Improve Financial Literacy

Improving Financial LiteracyTo help governments respond to concerns regarding financial literacy, the OECD has taken the lead in examining financial literacy across member countries and suggesting how to improve it. It has released the first major international study on financial education (entitled Improving Financial Literacy) as well as the world’s first practical guidelines on good practices in financial education and awareness.

The main goals of a financial education are simple; to make the average family able enough to go on to make the hardest of decisions, themselves. What we focus on, here at DIFFERENCE, is helping families achieve their dreams. We believe in proper protection against loss of income and money while ensuring benefits.

We also believe in methods that increase cash flow and establish a strong credit. Most importantly, we believe in the furthermost Asset Growth and preservation. This means that an average family should be wise enough to make decisions which result in increase of long term wealth and minimize taxation. It also ensures that you won’t drop financially, even though the market does. And in the end, you retire with a well protected and smart retirement plan.

All in all, It is never too early or too late to improve your financial literacy. In fact, if you avoid major mistakes and do some of the most basic things, you may find yourself on the road to controlling your financial future with significantly less financial anxiety.

Give Me Access!

Give Me Access!

Please join us for a complimentary educational webinar in which you can learn the fundamentals of money and a simple six-step solution to help positively transform your financial life moving forward. Register today!

Click Here To Register


Look fwd to seeing you on the webinar!