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The New Smart Tax Advantage Hybrid Indexed Universal Life Strategy
How you can protect your life from the unforeseen, protect your assets and protection against paying unnecessary taxes.The roadblocks people fear most when it comes to their financial freedom
- CONCERNED about market volatility
- FRUSTERATED with low rates of return
- WORRIED about paying unnecessary taxes
- NERVEOUS that you might outlive your money
- SCAREDyou will be financially unprepared for a major medical unforeseen emergency
What kind of lifestyle would you like to enjoy during your retirement?
FACTS
- Most of our clients want the same or better, but not less.
- Less or Loss of Tax Deductions
- No Dependents and
- No mortgage interest deductions to write off on their taxes.
- Clients are concerned that the Trillions of Government Debt will potentially increase their taxes.
- Our clients want to be prepared for medical care and fear their current retirement will not be enough.
"WHAT KIND OF INCOME WOULD BE REQUIRED FOR YOU TO HAVE THE RETIREMENT LIFESTYLE THAT YOU WANT?"
HOW BAD CAN TAXES REALLY BE?
The difference is incredibly $1,020,110!
What if there was a way to reduce or eliminate taxation?
How are taxes affecting Your Investments?
You EARN it - THEY TAX IT
You SPEND it - THEY TAX IT
You SAVE it - THEY TAX IT
You DIE - THEY TAX IT
TAXATION: POTENTIALLY THE MOST POWERFUL CHALLENGE FACING YOUR INVESTMENTS
TAXABLERed Zone
- Wages
- Interest Income
- Dividend Income
- Real Estate Income
- Short-term Income
- Mutual Fund Income
- Savings Accounts
- CDs
TAX-DEFERREDBlue Zone
- Retirement Plans: 401(k), 403(b), 457, TSA, TSP, TAX-DEF. PLANS, PENSION PLANS
- TRADITIONAL IRAS
- Annuities
- Real Estate Growth
TAX-ADVANTAGEDGreen Zone
- Municipal Bonds
- Roth IRA
- Cash Accumulation inside of a Life Insurance Contract such as; The SMART INDEXED UNIVERSAL LIFE
WHERE IS MAJORITY OF YOUR MONEY? RED, BLUE OR GREEN ZONE?
WHY ARE MOST AMERICANS TAX-DEFERRAL ELEVATOR?
THE TOP 3 REASONS
- MY CPA told me it saves taxes.
- TAX DEFERRED growth of my money.
- LOWER TAX BRACKET misconception that you will pay less at retirement
"A huge myth about saving on taxes. You actually are deferring them into the future in which you then will then be subject to Ordinary Income Tax at withdraw."
WHAT IF YOU COULD PLAY AT A TABLE WHERE YOU COULD NOT LOSS?
HERE'S THE RULES:
- TAX-FREE WITHDRAWS
- ACELERATED LIVING BENEFITS
- TERMINAL, CHRONICAL, CRITICAL ILLNESS BENEFIT AT NO EXTRA COST
- PRINCIPLE PROTECTION WHICH MEANS YOU CAN NOT LOSE YOUR PRINCIPLE
- SINCE YOU HAVE NO RISK THE UPSIDE HAS A CAPPED MAXIMUM YOU COULD GAIN.
- YOUR GAINS ARE LOCKED IN AND RESET EACH YEAR.
THE BENEFITS OF THE SMART INDEX UNIVERSAL LIFE WITH LIVING BENEFITS
- SAFTEY giving you peace of mind.
- LIQUIDITY putting you in control.
- TAX-FREE GROWTH AND TAX-FREE DISTRIBUTION allowing for a tax free supplemental retirement
- MARKET LIKE RETURNS participates in the gains and none of the losses – The power of indexing
- ANNUAL RESET automatically locks yearly gains
- PROPER PROTECTION permanent life insurance
- ACCELERTED LIVING BENEFITS offering insurance you do not have to die to use
- LIFETIME INCOME if structured properly can provide a guaranteed life time income without ever lapsing
THE ADVANTAGE OF THE INDEXING STRATEGY
The difference in return is 39.92%!
How would your account look today if you eliminated all the losses and converted them to zeros?
WHY DON'T MOST PEOPLE KNOW ABOUT THIS STRATEGY?
- WALL STREET WANTS YOU TO BELIEVE LIFE INSURANCE IS AN EXPENSE AND NOT AN INVESTMENT.
- IT'S FIRST A LIFE INSURANCE AND THERE HAS TO BE AN INSURANABLE NEED.
- MOST LIFE INSURACNE POLICIES ARE NOT STRUCTED CORRECTLY AND NOT FUNDED PROPERLY.
- IT IS NOT FOR EVERYONE AND NOT EVERYONE CAN QUALIFY FOR AN INDEXED UNIVERSAL LIFE POLICY.